Author Archives
-
Auto Loan Deficiencies Top the List of Late Payments
Love that new-car smell? Wish you could replace the high-mileage car you’ve had for several years? Well….if you’re like many Americans, when you go to trade in your “clunker,” you might find that its value is lower than the money… Read More ›
-
Need Local Counsel to Recover Your Debt? Easy!
If you’ve attempted to recover on a claim with no success, don’t let it continue to collect dust! Send it to the dedicated team at The National List to be assigned to one of our pre-vetted Attorney Members, who specialize… Read More ›
-
Pay More Get More: Part I in a Series Re Debt Recovery’s Universal Issues
This week’s guest blog is written by Ross Spector, Managing Shareholder and Founder of Spector & Bennett. His firm has recovered many millions of dollars for international business enterprises. Contingency Fee Inquiries Several times per week we receive inquiries from potential new clients… Read More ›
-
Happy 4th of July from The National List
On this 4th of July, we celebrate with you not only the anniversary of our Country’s Independence but all the many blessings we enjoy because we are fortunate enough to live here. At least for today, let’s not focus on… Read More ›
-
One of my debtors filed for bankruptcy! Is there any hope to collect? What do I do next?
Today’s guest blog was written by Andrew Sonnek of Sonnek & Goldblatt, Ltd. Their firm represents creditors in a wide variety of matters statewide in Ohio, Indiana and Kentucky, in both Federal and State Court. Any business or individual with… Read More ›
-
Types of Student Loans & How They Can Be Collected When In Default
America’s student loan debt has risen from approximately $500 billion in 2007 to $1.44 trillion in the first quarter of 2017. The New York Fed’s Quarterly Report on Household Debt and Credit reveals that 11 percent of cumulative student loan… Read More ›
-
TILA Emphasis Is Shift from “Let Buyer Beware” to “Let Seller Disclose”
The Truth In Lending Act (TILA) requires “meaningful disclosure of credit terms,” which translates to “simple and easy-to-read.” TILA applies to most types of credit, including closed-end credit—such as an auto loan or mortgage, or open-ended credit—such as a credit card. TILA does… Read More ›
-
ALERT for NL Members and Clients
June 8, 2017: CFPB Director Richard Cordray announced that the Bureau will combine consideration of first-party creditors and third-party debt collectors for the “right consumer, right amount” aspect of its debt collection rulemaking. They received massive feedback with concerns from… Read More ›
-
Top Sources of Medical Debt Collection Complaints
“It was an old bill that I didn’t even know I had!” Nearly two-thirds of people who complained to federal regulators about medical debt collectors said they did not owe the money, a new [2017] report found. Researchers determined that… Read More ›
-
NARCA 2017 Conference Recap
The NARCA 2017 Spring Conference was held at the beautiful J.W. Marriot in Grand Lakes, Orlando, FL. It was packed with opportunities for education and to network and hold meetings in the hotel’s open lobby and beautiful patios around the… Read More ›