The Truth In Lending Act (TILA) requires “meaningful disclosure of credit terms,” which translates to “simple and easy-to-read.” TILA applies to most types of credit, including closed-end credit—such as an auto loan or mortgage, or open-ended credit—such as a credit card. TILA does… Read More ›
June 8, 2017: CFPB Director Richard Cordray announced that the Bureau will combine consideration of first-party creditors and third-party debt collectors for the “right consumer, right amount” aspect of its debt collection rulemaking. They received massive feedback with concerns from… Read More ›
A survey by the Federal Reserve Bank of New York showed that total outstanding household debt, including home mortgages, rose to $12.58 trillion at the end of last year. The all-time high was about $100 billion more. This record was set in… Read More ›
Would you drive your car without car insurance? Of course not! Then don’t send placements to attorneys without National List’s FREE claims insurance! Why not? The answers to these frequently-asked questions will make you a believer. Frequently-Asked Questions about National… Read More ›
The ARM, debt collection industry and other media have had a lot to say about the future of the CFPB under Trump’s administration, both before and after the inauguration. In this blog, The National List has compiled some of these… Read More ›
Today we’re posting a guest blog written by Dean Kaplan, President of The Kaplan Group, a commercial collection agency and consulting firm, and a National List client. One of the most common mistakes business owners make is failing to properly… Read More ›
Is your business PCI DSS compliant? Does it need to be? Let’s start with the basics. PCI DSS is the acronym for Payment Card Industry Data Security Standards. The PCI Security Standards Council is a global forum for the ongoing… Read More ›