Payday loans, sometimes called “cash advances,” “check loans” or “title loans,” provide consumers with quick, short-term access to cash in emergencies, but they are among the riskiest loans with some of the highest interest rates. Consequently, many payday loans end… Read More ›
Guest Blog by Andrew E. Hoke, Sessoms & Rogers, P.A. The North Carolina legislature passed the Consumer Economic Protection Act (CEPA) in 2009. It was one of the first laws in the U.S. to impose requirements on debt buyers. One of… Read More ›
Payday loans, sometimes called “cash advances,” “check loans” or “title loans” provide consumers with quick, short-term access to cash in emergencies, but have come under harsh criticism recently for high interest rates that can trap unaware consumers in debt. It’s… Read More ›
Guest Blog by Murray S. Lubitz, Esq., originally published March 2012 as Personal Guarantees by ABC/Amega, a National List Forwarder. How Helpful Are They? It is a prudent credit manager that attempts to obtain personal guarantees from the principals of… Read More ›