The Truth In Lending Act (TILA) requires “meaningful disclosure of credit terms,” which translates to “simple and easy-to-read.” TILA applies to most types of credit, including closed-end credit—such as an auto loan or mortgage, or open-ended credit—such as a credit card. TILA does… Read More ›
Outsourcing
Post-Judgment Recoveries Available to a Judgment Creditor
PART 4 of the series What to Expect when Retaining a Collection Attorney to Assist in Recovery of Delinquent Accounts. Today’s guest blog was contributed by Lisa H. Haster, Esq., Of Counsel/Marketing Director for Gurstel Law Firm P.A. Over a… Read More ›
When to Engage an Attorney to Collect a Debt
Today’s guest blog was contributed by Lisa H. Haster, Esq., Of Counsel/Marketing Director for Gurstel Law Firm P.C. Over a series of 4 blogs, she’ll be walking our readers through the processes that can be expected before, during and after… Read More ›
The Uncertain World of Passwords and Border Searches
Searches are the unfortunate norm for today’s air travel. While there are constitutional protections against unreasonable search and seizure in both Canada and the United States, the rules differ when a traveler is “voluntarily” submitting to security checks at an… Read More ›
When Is Litigation Warranted for Debt Collection?
Creditors and even collection agencies may wonder if sending unpaid debt to a debt collection law firm is warranted. Consumers who have past-due debts may wonder if the creditor they owe the money to will resort to turning it over… Read More ›
Canadian Subrogation Laws & Rights
A definition of Subrogation from a paper on the website of one of our Canadian Law firm members, Whitelaw Twining, is “A doctrine by which one who has indemnified another for a loss suffered at the hands of a third… Read More ›
Outsourcing: Does It Make Sense? – Cornerstone Series #4
The National List of Attorneys has partnered with Cornerstone Support to do a blog series on licensing. This is the fourth blog in that series. Cornerstone Support is a licensing service provider to the collection industry. They offer an array… Read More ›