Searches are the unfortunate norm for today’s air travel. While there are constitutional protections against unreasonable search and seizure in both Canada and the United States, the rules differ when a traveler is “voluntarily” submitting to security checks at an… Read More ›
Guest Blog by Sarah Morris, originally for KirkpatrickPrice, August 5, 2016. If you’re being asked about SOC 2 Compliance-a Service Organization Control 2 (SOC 2) Report-for the first time, you might be wondering, “Why?” and “What is a SOC 2 Audit… Read More ›
Guest Blog by Andrew E. Hoke, Sessoms & Rogers, P.A. The North Carolina legislature passed the Consumer Economic Protection Act (CEPA) in 2009. It was one of the first laws in the U.S. to impose requirements on debt buyers. One of… Read More ›
Unless your father or mother is one, my guess is that there aren’t any children who say, “When I grow up, I want to be a debt collection attorney!” Even law school graduates probably don’t envision themselves practicing in a… Read More ›
A foreign collection agency that attempts to collect any form of debt in Canada without a local licence is breaking Canadian law. Over the past few years, the Canadian government has modified provincial legislation to discourage foreign collection agencies from… Read More ›
Payday loans, sometimes called “cash advances,” “check loans” or “title loans” provide consumers with quick, short-term access to cash in emergencies, but have come under harsh criticism recently for high interest rates that can trap unaware consumers in debt. It’s… Read More ›
Changes in State Garnishment Laws since 2013: The National List has requested “updated since 2013” State Collection Laws papers from a member attorney in each state. So far, two states, Alabama and Michigan, have reported significant changes to Garnishment Law.* State… Read More ›
As the population ages—20% of the U.S. population will be age 65 or older by 2030—more and more seniors are turning to reverse mortgages to supplement retirement income. A reverse mortgage is a home loan that allows older homeowners—usually age… Read More ›
One month from today, April 15th, is Tax Day. While taxpayers mourn the arrival of April 15h, we probably don’t have to tell you why debt collectors and credit grantors love Tax Season! Car dealers and furniture stores, the IRS… Read More ›
A definition of Subrogation from a paper on the website of one of our Canadian Law firm members, Whitelaw Twining, is “A doctrine by which one who has indemnified another for a loss suffered at the hands of a third… Read More ›