Payday loans, sometimes called “cash advances,” “check loans” or “title loans,” provide consumers with quick, short-term access to cash in emergencies, but they are among the riskiest loans with some of the highest interest rates. Consequently, many payday loans end… Read More ›
FDCPA
Protecting Your firm from Collection Business Liabilities
“Under the FDCPA, virtually all collection attorneys are considered debt collectors, requiring compliance with state registration and licensing regulations. There is no federal standard controlling who must be licensed, so requirements vary by state. These variations have the potential to… Read More ›
Highlights of Spring NARCA Conference
The 2012 Spring NARCA Conference was a huge success! In four days, I had 49 individual meetings with clients, attorneys, vendors and friends. Each meeting provided a wealth of information. I determined that, as the debt collection industry continues to… Read More ›
The Changing Face of the Creditor’s Attorney
by Herbert H. Franks: The term “debt collector” has been around a long time in our profession, and I should know, as I have been practicing law in Illinois for over 50 years. While the term has been around for… Read More ›
Rising # of FDCPA Lawsuits Creates Urgent Need for Creditors’ Rights Attorneys
The rising number of FDCPA and FCRA lawsuits being filed has made the need for experienced and qualified attorneys who focus their practices on creditors’ rights more urgent than ever. This need inspired The National List to create CreditorsRightsLawFirms.com (CRLF),… Read More ›